There are four Cs of lending: credit, collateral, capital and capacity. Each play a key role in your ability to obtain a mortgage.

There are four Cs of lending: credit, collateral, capital and capacity. Each play a key role in your ability to obtain a mortgage.:

The Loophole That Could Help You Buy a Home Even If You Have a Lot of Debt

Certain installment loans may be omitted from the debt-to-income ratio, and that can help people with debt buy a home.
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